kartu66 Terms of Use

When you create an account on kartu66, you enter into an agreement with us. These terms set out the rules governing account opening, deposits, withdrawals, gameplay, and dispute resolution. Our services are available only where local law permits. Users are responsible for verifying that access and use comply with their own jurisdiction's law. We do not offer our services in jurisdictions where online wagering is prohibited.

We at kartu66 enforce these terms consistently across all devices — whether you access our platform via the Android app, iOS browser, or desktop. Your account is personal and non-transferable. You are responsible for keeping your login credentials confidential and for all activity under your account. If you suspect unauthorized access, contact our support team immediately and reset your password through the account settings.

This document covers the key obligations and rights you have when using kartu66. It is not a legal substitute for professional advice. If you have questions about these terms or how they apply to you, reach out to our support team in English or Indonesian.

Account Opening and KYC Verification on kartu66

To open an account with us, you provide an email address, create a password, and confirm you meet our eligibility requirements. Your account is for personal use only. You may not share your login credentials with others, and you may not operate multiple accounts. Duplicate or linked accounts are subject to closure, and any associated funds may be forfeited.

Before you can deposit funds or withdraw winnings, we require KYC (Know Your Customer) verification. You upload a government-issued ID and proof of current address through our app or browser. Our verification team reviews these documents within one business day. Your identity documents are encrypted and stored separately from your gaming account. We never share your personal data with third parties except where required by law.

You must provide accurate information during account opening and verification. False or misleading information is grounds for account suspension or closure. If your circumstances change — for example, your address, contact details, or legal status — update your account information promptly.

Deposits and Payment Methods on kartu66

We accept deposits via DANA, e-wallet, mobile banking, local payment, online payment, and bank transfers through e-wallet (mobile banking, local payment, online payment, e-wallet). Once your KYC verification is complete, the Cashier section in your account becomes active. Select your preferred payment method, enter the deposit amount, and follow the payment provider's instructions. Your deposit balance updates once the payment confirms. Deposit processing times vary by payment method — digital wallets typically confirm within minutes; bank transfers may take longer depending on your bank.

We do not issue refunds for deposits made in error. If you accidentally deposit to the wrong account or send excess funds, contact our support team with your transaction details. We will review your case and attempt to assist, but we cannot guarantee recovery of mistakenly transferred funds.

You are responsible for ensuring that deposits come from your own payment account. We do not accept deposits from third-party payment accounts or stolen payment methods. Fraudulent deposits may result in account suspension and legal action.

Note: Deposit amounts are subject to verification. Large or unusual deposits may be flagged for review to prevent money laundering.

Withdrawals and Review Windows

To withdraw funds, go to the Cashier and select "Withdrawal." Choose the payment method (must be one you have previously deposited with), enter the amount, and submit your request. Your withdrawal is subject to a fraud-review window that typically completes within one business day. Once approved, funds transfer to your payment account. Processing times for the actual transfer depend on your payment provider — mobile banking and local payment typically process instantly, while bank transfers may take several business days.

We may decline withdrawal requests if we suspect fraud, if your account has outstanding disputes, or if required documentation (such as KYC verification) is incomplete. We will notify you of any issues and explain next steps.

Gameplay Rules and Account Terms on kartu66

Our platform offers football betting (Liga 1, Piala AFF, Champions League, Premier League), live-dealer tables (blackjack, roulette, baccarat, Dragon Tiger), slot games (Aviator, Sweet Bonanza, Gates of Olympus, Fortune Tiger, Mahjong Ways), esports markets (Mobile Legends, Free Fire, PUBG Mobile), and specialty games. All games operate according to the rules published on our platform. You are responsible for understanding the rules before you place any wager.

We do not guarantee outcomes or promise earnings. All gameplay involves risk of loss. We do not provide refunds for losing wagers or reversals of completed transactions. Winnings are paid according to the rules of each game as published on our platform at the time of play.

Prohibited Conduct on kartu66

You agree not to:

Violation of these rules may result in account suspension, forfeiture of balance, and referral to law enforcement. We monitor account activity for suspicious patterns and reserve the right to investigate any conduct we deem problematic.

Key points

  • Accounts are personal and non-transferable; duplicate accounts are subject to closure
  • KYC verification is mandatory before deposits and withdrawals
  • Withdrawals are subject to fraud review; approval typically takes one business day
  • All games are governed by published rules; we do not refund losses
  • Prohibited conduct includes automation, fraud, and collusion; violations result in suspension

Dispute Resolution and Jurisdiction Notice

If you have a dispute regarding your account, a withdrawal, or gameplay, contact our support team with details of your concern. We investigate disputes within 5-10 business days and respond with our findings. Our decision is based on the evidence available, our platform records, and the terms governing the relevant game or service.

Our services are jurisdiction-restricted. We operate only where local law permits. By accessing kartu66, you acknowledge that you have verified your eligibility under your local jurisdiction's law. We do not accept users in jurisdictions where online wagering is prohibited. If you are located in a restricted jurisdiction, you must cease use of our platform immediately.

These terms are governed by the laws of the jurisdictions where we operate. Any disputes are resolved according to our dispute resolution process outlined above. We do not accept binding arbitration or class action claims.

Changes to These Terms

We may update these terms at any time. We will notify you of material changes via email and by posting the updated terms on our platform. Your continued use of kartu66 after changes are posted constitutes acceptance of the updated terms. If you do not agree with changes, you may close your account.

These terms form the entire agreement between you and kartu66 regarding your use of our platform. If any section is found invalid, the remaining sections remain in effect. We at kartu66 are committed to transparent operation within these rules. Thank you for using our platform responsibly and in accordance with your local law.